I recognize that this past year has been an eventful year. I look back on it with great hindsight, and I am grateful that it is over. I now raise a toast to the New Year!I am still here, despite the challenges of this past year. I am alive and well.I am stronger for having experienced the growth opportunities of this last year and am happy that it is in the rear-view … [Read more...] about I Raise A Toast To The New Year