I am a wise consumer.
I stick to my budget. I reduce stress and enhance the quality of my life by staying on top of my finances. I build up my savings and spend only what I can afford.
I value experiences more than possessions. An inexpensive weekend camping with my family gives me more pleasure and satisfaction than having the widest television on the block.
I distinguish between wants and needs. I am comfortable spending money that keeps me safe and helps me to reach my goals. I remain content when I put off nonessential spending.
I research major purchases. I consult my partner on decisions that affect us both.
I think critically about advertising. I base my self-worth on my spiritual faith and personal relationships rather than the clothes in my closet or the cars in my garage.
I buy gifts for others. I remember that spending money on my loved ones often gives me more joy than acquiring things for myself. I celebrate birthdays and holidays and give presents without needing a special occasion.
I care about sustainability. I use my resources to help protect the planet and strengthen my community. I support local businesses. I buy organic and fair-trade items. I try new products, like electric cars and plant-based milks.
Today, I take control of my spending choices. I am confident and responsible about how I use my money.
- What is the difference between who I am and what I own?
- How can I resist impulse purchases?
- What are some free forms of entertainment I can use instead of retail therapy?